This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit our website or use any of our services, including digital products, reports, educational materials, workshops, coaching programs, memberships, and online communities (collectively, the “Services”).
By accessing or using our website, you agree to the terms of this Privacy Policy and consent to the collection and use of your personal data as described herein, in compliance with applicable privacy laws in Canada, the United States, and the European Union.
1. Information We Collect: We collect personal information that you voluntarily provide when you interact with our website or Services. This may include:

• Personal Identifiers: Name, email address, phone number, mailing address, and similar information.
• Account and Transaction Information: Payment details, order history, and records of purchases or registrations.
• Marketing and Communication Data: Your preferences for receiving marketing messages, responses to surveys, and communication preferences.
• Technical Data: IP address, browser type, device information, time zone settings, and browsing patterns collected via cookies or similar technologies.
• User-Generated Content: Comments, reviews, or information you post or submit through forms, discussion areas, or email correspondence.

We do not knowingly collect or process personal data from individuals under the age of 18 without verifiable parental consent.
2. How We Use Your Information: We use your personal information only for legitimate business purposes, including:

• To provide and improve our products, content, and Services;
• To process transactions, send confirmations, and deliver purchased products;
• To communicate with you regarding updates, offers, or support;
• To send newsletters or marketing communications (if you have opted in);
• To comply with applicable legal obligations or regulatory requirements;
• To protect the security and integrity of our website and prevent fraudulent activity.

You may opt out of promotional communications at any time by clicking the “unsubscribe” link in our emails or by contacting us directly.
3. Legal Basis for Processing (EU Visitors). If you are located in the European Union, we process your personal data under one or more of the following legal bases as defined in the General Data Protection Regulation (GDPR):

• Your consent, given explicitly through opt-in forms or account creation;
• The necessity of processing for the performance of a contract with you;
• Our legitimate interests, such as maintaining website functionality, marketing our Services, and improving user experience;
• Compliance with a legal obligation to which we are subject.

4. Data Retention: We retain personal data only for as long as necessary to fulfill the purposes described in this Policy or as required by law. Once data is no longer needed, it is securely deleted or anonymized.
5. Cookies and Tracking Technologies. Our website uses cookies and similar technologies to enhance user experience, analyze traffic, and improve performance. Cookies may collect anonymous usage data and preferences.
You may control or disable cookies through your browser settings, though some features of the site may not function properly without them.
For EU visitors, the website provides a cookie consent banner to allow acceptance or rejection of non-essential cookies in accordance with GDPR and ePrivacy Directive requirements.
6. Sharing and Disclosure of Information. We do not sell, rent, or trade your personal information to third parties. We may share your data only in the following limited circumstances:

• With service providers or contractors who assist in website operations, payments, or communications (under strict confidentiality obligations);
• To comply with legal requirements, such as lawful requests by public authorities;
• In connection with a business transfer, merger, or sale, provided that equivalent privacy protections are maintained;
• When necessary to protect our legal rights, enforce our Terms, or prevent fraud or abuse.

All data sharing is conducted in accordance with applicable privacy and data protection laws.
7. International Data Transfers: Your personal data may be transferred to and stored on servers located outside your country of residence, including in Canada, the United States, and the European Union.
We take appropriate measures—such as the use of Standard Contractual Clauses or adequacy decisions—to ensure that data transferred internationally receives an equivalent level of protection as required by GDPR and other applicable laws.
8. Data Security: We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, alteration, or destruction.
While we strive to use commercially acceptable means to protect your personal data, no online transmission or storage method can be guaranteed to be 100% secure.
9. Your Rights: Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

• Access: The right to request a copy of the personal data we hold about you.
• Correction: The right to request corrections or updates to inaccurate or incomplete information.
• Deletion (“Right to be Forgotten”): The right to request deletion of your personal data, subject to legal retention requirements.
• Restriction or Objection: The right to restrict or object to processing in certain circumstances.
• Portability: The right to request your data in a portable format.
• Withdrawal of Consent: Where processing is based on consent, the right to withdraw it at any time.

To exercise any of these rights, please contact us using the contact details below. We will respond to verified requests in accordance with applicable law.

10. California Residents (CCPA)If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including:

• The right to know what personal information we collect and how we use it;
• The right to request deletion of personal data;
• The right to opt out of the sale or sharing of personal information (we do not sell data);
• The right to non-discrimination for exercising privacy rights.

Requests can be submitted via email as indicated below. We will verify your identity before fulfilling any request.
11. Canada (PIPEDA & CASL Compliance)For Canadian users, we comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and the Canadian Anti-Spam Legislation (CASL).
We will not send you commercial electronic messages without your explicit consent, and you can withdraw consent or unsubscribe at any time. Your data will not be shared or transferred outside Canada without adequate safeguards in place.

12. Changes to This Policy: We reserve the right to modify or update this Privacy Policy from time to time to reflect changes in legal, regulatory, or operational requirements. Any revisions will be posted on this page with an updated “Effective Date.” Continued use of the website after such changes constitutes acceptance of the updated Policy.
13. Contact: if you have any questions, requests, or concerns regarding this Privacy Policy or your personal information, you may contact us at:
We will respond to all verified requests within the time frame required by applicable privacy laws.

Contact Information:
Alex Loutchanski
loutchanski@gmail.com
Homesfreeinfo.com